Permaculture Credit Union

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PCU Share and Certificate Rate Sheet

(Rates Effective March 1, 2010)


Account TypeMinimum BalanceRateAPY
    
Mortgage Escrow Share AccountNo Minimum0.25%0.25%
Share$500.25%0.25%
PCU Emergency Share Fund Account**No Minimum1.25%1.26%
3 Month Share CertificateNo Minimum0.50%0.50%
6 Month Share CertificateNo Minimum0.75%0.75%
12 & 18 Month Share CertificateNo Minimum1.00%1.01%
24 Month Share CertificateNo Minimum1.25%1.26%
36 Month Share CertificateNo Minimum1.50%1.51%
48 Month Share CertificateNo Minimum1.50%1.51%
60 Month Share CertificateNo Minimum1.50%1.51%
    

Special Certificates

  
12 Month Charter Share Certificate*No Minimum0.50%0.50%
24 Month Charter Share Certificate*No Minimum0.75%0.75%
PCU Equity Builder Share Certificate***No Minimum0.00%0.00%

Rates subject to change without notice




*Charter share certificates are provided for those individuals who are willing to accept a lower rate to assist in the growth of the PCU.
**PCU Emergency Savings Fund is a share account that allows members to place periodic savings into an investment which they can add to at anytime. During a time of emergency the member can draw from the funds without penalty. A short letter documenting the emergency is required to release the funds. The account is limited to four withdrawals per year.
***PCU Equity Builder Share Certificates are provided to those individuals who are willing to accept no return to help the PCU to increase its net income to further the PCU’s mission.

 


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